Oxford Benefit Management plan designs

Oxford Benefit Management℠ acts as the distribution company for products by UnitedHealthcare, and OptumHealth including: dental, vision and an optional life benefit. Using these products, we have created several different plans to offer employers a wide range of choices to suit varying needs. Below is a brief description of the OBM plans, each of which includes various products and services.

Effective 1/1/2020 - The Health Allies Discount program will be decommissioned for OBM and SBS business.

OBM℠ Basic Specialty Option

• Insured preventive dental services (100%) (UnitedHealthcare)
• Discounted vision benefits (UnitedHealthcare)
• Basic employee life (UnitedHealthcare)

OBM℠ Preferred Specialty Option

• Insured dental services for preventive, basic and major care services (100%, 50%, 50% MAC) (UnitedHealthcare)
• Insured vision benefits (UnitedHealthcare)
• Basic employee life (UnitedHealthcare)

OBM℠ Voluntary Specialty Option

• Insured dental services for preventive, basic and major care services (100%, 80%, 50% In Network 80%/60%/50% MAC Out of Network) (UnitedHealthcare)
• Insured vision benefits (UnitedHealthcare)

OBM℠ Elite Specialty Option

• Insured dental services for preventive, basic and major care services (100%, 80%, 50% MAC) (UnitedHealthcare)
• Insured vision benefits (UnitedHealthcare)
• Basic employee life (UnitedHealthcare)

OBM℠ Incentive Specialty Option

• Insured dental services for preventive, basic and major care services (100%, 80%, 50% In Network, 90%/70%,50% UCR Out of Network) (UnitedHealthcare)
• Insured vision benefits (UnitedHealthcare)
• Basic employee life (UnitedHealthcare)

OBM℠ Premier Specialty Option

• Insured dental services for preventive, basic and major care services (100%, 80%, 50% UCR) (UnitedHealthcare)
• Insured vision benefits (UnitedHealthcare)
• Basic employee life (UnitedHealthcare)