1. What is this?
Our Commercial Card offers convenience and is a useful way of paying for, monitoring and controlling vehicle running costs. Each card is issued to a vehicle and can be used to pay for expenses such as fuel, oil, repairs, maintenance, batteries and more without the need to carry cash.
2. What you get
Get cash back: As a Commercial cardholder you will receive a portion of your fuel cost back to you monthly when you fill up at any Engen countrywide. Use your FNB Commercial Card to fill up your fleet with diesel at any Engen service station in Namibia, and you'll receive a portion of your fuel cost back to you at the end of the month. The more you fill up at Engen, the bigger the cash-back reward! The Engen benefit is only valid in Namibia. Ts & Cs apply.
Safety: Our fleet management system is able to validate and authorise fleet transactions online. Fraud is mitigated by validating the vehicle registration number, card status, pin number and tank size of transactions. inContact notifications for all approved or declined transactions are send to your cellphone or email within minutes of processing.
Exception reporting: Exception reports enable you to identify exceptions and problem areas in your fleet. You can also determine your own parameters within which you can measure your vehicles' activities and costs.
Manage your fuel and maintenance budget: To enable you to manage your fuel budget we will send you the available balances on your account every time you transact with your Commercial Card. You can control your fuel and repairs expenses by tracking fuel and maintenance costs. For increased control on spending, you can also pre-set limits for each card.
Broad acceptance: You don't have to worry about giving drivers cash to refuel past the Namibian border because the Commercial Card is the first fleet card that is accepted across Africa.
3. What will it cost?
The Commercial card offers you the flexibility to use it as a pre- or post-paid fleet management tool. For the prepaid option no audited financial statements or credit approvals are required, you simply deposit funds into the card to enable you to transact. The post-paid option lightens the pressure on your cash flow by allowing you to pay 14 days after you have been invoiced.
Post-paid: N$63 per card per month 0.36% of the facility limit
Prepaid: N$63 per card per month.
4. How to get it
Please contact our dedicated Fleet consultants who will arrange to meet with you and explain exactly what you need.